Insurance Tips

Homeowners Insurance and the Rising Cost of Building Materials

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340% from 2020. What’s more, lumber prices have […]

Ergonomics Important in all Illinois Workplaces

Ergonomics Important in all Illinois Workplaces

You’ve probably heard people use the word ergonomics in reference to their office chair. However, according to the Occupational Health and Safety Administration, ergonomics is much more than just that. Ergonomics is “fitting the job to the person.” A more exact definition, coming from Merriam Webster, is “an applied science concerned with designing and arranging […]

Tax Season Means Phishing.

Tax Season Means Phishing.

Yep, you read that right. Tax season means phishing. And although you may be planning on spending your tax refund on a new, high-quality fishing pole, that’s not the kind of phishing we’re talking about! We at PLR know that criminals will try a lot of things to try to trick you out of your […]

5 Rules Every Landlord Should Live By

specialty dwelling insurance Bloomington IL

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

insurance quotes Bloomington IL

I was recently asked this question by one of our P/L/R Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact […]

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