Car accidents, even minor ones that cause no bodily injury, can result in stress and confusion for all parties involved. We recommend you follow a specific list of things that those involved in auto accidents should do to avoid additional stress. Read the information from PLR below for a list of things to do directly after a minor auto accident.
1: Assess the Situation
Directly after an auto accident, determine if you or any of your passengers are injured. If it as a multi vehicle accident, check on the occupants of the other vehicle(s). If injuries have occured, call 911.1: Assess the Situation
2: Determine the Severity of the Damage
Even if no one is hurt, you should contact the police. Different states have different laws regarding this. In accidents that result in death, bodily injury, or over $1,500 in damages, a police report must be filed. However, to document the accident, damages and drivers, it is a good idea to call the police in all instances.
3: Exchange Information
The police will document all the information below. However, if you choose to not call the police, you will need to gather the following information;
Driver’s license number
You’ll also want to record the names, addresses and phone numbers of anyone who witnessed the accident.
4: Check the Safety of Your Vehicle
If the accident was minor and your vehicle appears to still be in good driving condition, make sure that it is completely safe before driving. Have someone check your brake and turn signal lights. If possible, drive the automobile in a low-traffic area to ensure it’s running smoothly.
5: Contact Your Insurance Company
Lastly, you need to contact your insurance company to let them know that an accident has occurred, usually within 24 hours of the incident. They will ask you to describe what happened, who was involved, etc. PLR also asks that you alert us if an accident has occurred. While you can call us to let us know, you may also use our website to report it.