Keeping your insurance documents organized can make life a lot easier. In some cases, ensuring that your documents are kept on your person is required by law. However, with all of the paperwork having an insurance policy can generate, this is often easier said than done. See below for some helpful tips from PLR on how you can keep your documents organized!
1. Always Place Your Proof of Car Insurance in Your Glove Compartment
While keeping your insurance documents organized can be a hassle, keeping proof of auto insurance on you while driving is required by law in all states. In Illinois, specifically, a first offense of driving without proof of insurance will get you a $100 fine, although if you get in a serious accident and do not have proof of insurance, you could get a year in jail or be charged $2,500. PLR recommends NEVER driving if you don’t have proof of insurance on you and also setting habitual reminders to get updated documentation using your phone or email. If you need an auto insurance policy, fill out PLR’s auto quote form to receive a free quote from an agent!
2. Make Electronic Copies of Important Documents
Because physical copies can be easily lost or destroyed (see recommendations on how to avoid this below!), PLR recommends that you make electronic copies of all important documents. Ideally, using cloud-based storage, like Google Drive, as opposed to a physical hard drive, can make your documents easier to access and much more difficult to delete.
3. Store Physical Copies in a Safe Space
If you do decide to keep physical copies of important documents lying around, be sure that you have multiple copies and that you’re storing them in a safe place. Fireproof and waterproof storage boxes are relatively inexpensive and can do a lot towards protecting your documents. If you insist on having physical copies but aren’t comfortable storing them in your home, consider getting a safety deposit box at your bank and storing your documents there!
No matter how you decide to keep your important information organized, PLR is happy to help in any way that we can, including emailing you electronic backups of documents. Contact your PLR insurance agent today!