Although PLR can help you find car insurance rate that’s right for you and your pocket, there are a few simple things that you can do to help keep your premium low. Here are four strategies that you can use to try and reduce your car insurance premiums.
1. Keep Your Driving Record Clean
This one’s a no-brainer. The easiest way for you to lower or keep your car insurance rate low is to drive safely. Things like speeding or at-fault accidents can cause your car insurance to increase a substantial amount, while getting a DUI in Illinois can cause your rates to more than double.
2. Keep Your Credit Score High
One way that insurance companies calculate premiums is by looking at their potential customer’s credit scores. According to Credit Karma, drivers with bad credit can pay double the amount of what those with good credit pay. If you want to improve your credit score, make sure you’re making your credit card payments on time and have a variety of accounts in good standing.
3. Research Before Purchasing a New Vehicle
Insurance companies examine a range of factors related to the type of car you drive before issuing you a rate. While safety is one of these factors, it isn’t the only one. This makes the cost of insurance on new cars difficult to calculate. The only way to ensure that your insurance premium is at your desired level is to check with your agent before purchasing a new vehicle.
4. Talk to Your PLR Agent
No matter the cost, PLR is here to help you find a policy that fits YOU. And the best way to do this is through communication! If your premium is too high, contact your PLR agent; no matter what, PLR will help you find the plan that’s perfect for your pocket!