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 Flood Insurance a Must-Have for Bloomington-Normal Residents

This past month, Hurricane Florence caused a significant amount of damage, with one economic research firm estimating the number so far to be $44 billion. Much of the damage caused by Florence was due to the heavy rainfall that resulted in massive flooding.

A Rarity for Homeowners

Despite the frequency at which some areas of the United States experience flooding, it’s estimated that around 90% of homeowners don’t currently have flood insurance. This is, in part, due to the misconception that coverage for flooding is provided under regular homeowner’s insurance. Unfortunately, insuring your house for flood always requires a completely separate policy from your standard homeowner’s insurance.  

Flooding Incidents in Bloomington-Normal

While not an especially notorious place for hurricane level flooding, with its flat lands, Bloomington-Normal does get some water. In 2017, a number of people were trapped in flooded areas and had to be rescued by city workers. Damage as a result of basement flooding can also cause unwanted stress to Bloomington-Normal residents.

Flooding Insurance Through PLR

With all of the news about how much damage flooding can really cause, understanding your flood insurance options is not a bad idea. PLR agents can walk you through the ins and outs - just fill out this quick online form. Our agents will contact you at your convenience, and help you find the policy that’s right for you!  


Posted 4:23 PM

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