People do business with people they know, like, and trust. Of course, it’s easier to know, like, and trust someone when you have something in common. Over the years, P/L/R Insurance has found success in helping other small business owners find the path to the right insurance coverage for them. “The government defines a ‘small […]
Top Tips to Winterize Your Home and Autos
It happens just like that! Summer turns to fall, and the countdown to Christmas begins when the Halloween candy shows up on store shelves. No matter how you track the time, all signs point to impending winter weather. Again. It’s about this time of year that many people ask the perennial question: “Why do I […]
When “Market Value” Isn’t Enough
In case you missed it, today’s housing market is hot, hot, hot! Based on the economic principle of supply and demand, when more people want to buy a new home than people ready to sell, houses sell faster than usual, and prices rise because homes for sale are such a hot commodity. These are challenging […]
Water Damage: Does My Insurance Cover That?
Water is essential to the survival of humanity here on Planet Earth. 71% of the planet’s surface is covered in water. Water makes up 60% of our human bodies. It keeps us hydrated and healthy and provides endless opportunities for rest and recreation. But water can also be one of the most destructive natural forces […]
Spend a Little, Save a Lot: Rental Car Insurance
Spend a Little, Save a Lot: Rental Car Insurance Sweet, sweet summertime. This summer is especially sweet because, after a year of quarantine, we can finally go places. We can go wherever we want. We can even go on vacation! Where should we go? What should we do? When can we leave? Amid all the […]
Medical Payments Coverage: Get a Check Instead of Writing One!
Quote from a friend: “We practically never went to the doctor when we were kids. We always lived in little Podunk towns 50 miles from anywhere, and we couldn’t afford it anyway. We didn’t even get to stay home from school if we were sick. Unless we had a fever of 104 and were bleeding […]
Homeowners Insurance and the Rising Cost of Building Materials
Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340% from 2020. What’s more, lumber prices have […]
Six Things to Understand About Your Auto Policy
Auto Insurance. It strikes fear into the heart of every teenager’s parent. You’re sure it will be expensive. You have to include all the drivers in the house, so there’s no getting out of it. Your agent will tell you all about the coverage you need: collision, property damage, bodily injury, medical payments, and uninsured/underinsured motorist, but all […]
Six Things to Consider: Small Business Insurance
Last spring, as the pandemic raged and it seemed that no one knew how to regain control, many businesses closed, and many people lost their jobs. Now, with a sufficient supply of approved vaccines, we have hope that a return to normal is just over the horizon. This hope is a wonderful thing, and that […]
Fatal Vehicle Crashes Up 24% in 2020
News Brief – Fatal Vehicle Crashes Up 24% in 2020