Water Damage: Does My Insurance Cover That?

Water is essential to the survival of humanity here on Planet Earth. 71% of the planet’s surface is covered in water. Water makes up 60% of our human bodies. It keeps us hydrated and healthy and provides endless opportunities for rest and recreation. But water can also be one of the most destructive natural forces […]

Homeowners Insurance and the Rising Cost of Building Materials

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340% from 2020. What’s more, lumber prices have […]

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